Withdrawing Cash at a Bank

 

1. Notes for Withdrawing Cash at a Bank

1.1 Withdrawing Cash at an ATM Using a Bank Card

  • 1. You can withdraw cash using a bank card at an ATM.
  • 2. Please use ATMs with the UnionPay, Visa, or Mastercard logo.
  • 3. Such ATMs are available at airports, railway stations, bank branches, and large shopping malls.
  • 4. ATMs of Bank of China support overseas card cash withdrawal 24 hours a day.
  • 5. Fees for cash withdrawal are set by your card-issuing bank.

 

1.2 Information about Foreign Currency Exchange

  • 1. You can go to a bank branch to exchange foreign currency.
  • 2. You may also use foreign currency exchange services at airports and ports.
  • 3. Please carry your original passport when exchanging foreign currency.

 

1.3 Recommendations for Using Payment Methods Together

  • 1. When traveling in China, we recommend using a mix of payment methods.
  • 2. The most reliable combination: bank card + mobile payment + small amount of cash, suitable for all daily scenarios.

 

1.4 Language Tips for Banking Services

  • 1. Most bank staff in China can communicate with you in English.
  • 2. If you have communication problems, please use a translation app.
  • 3. Using simple Chinese will speed up cash withdrawal services.

 

2. Common Simple Conversations

2.1 Withdrawing Cash at a Bank Counter
You can say this when withdrawing cash at a service counter
Hello.
I would like to withdraw cash.
I would like to withdraw Chinese yuan cash.
Follow the instructions of the bank staff to complete the cash withdrawal process.
2.2 Exchanging Foreign Currency
You can say this when exchanging foreign currency into RMB at a counter:
Hello.
I would like to exchange foreign currency.
Please wait a moment, and the foreign currency exchange process will be completed.